Employers are obliged by law to allow employees’ access to a Personal Retirement Savings Account (PRSA) if they are not already allowed to join Superannuation or some other occupational pension scheme. In the public sector this can often apply to temporary staff. PSRA can ensure employers comply with all relevant legislation through the provision of such a scheme.

More broadly applicable to members of the public sector however is the use of a PRSA AVC. This is an alternative to a Group AVC and is set up for one individual. It is however possible to set up a Group PRSA AVC scheme for a collection of individuals. While it enjoys the advantages of a group AVC scheme it is often more flexible and indeed can be a more cost effective scheme to operate both for the individual and for the organisation.